Baguio, officially the City of Baguio (Filipino: Lungsod ng Baguio ; Ibaloi: Ciudad ni Bagiw ; Pangasinan: Siyudad na Baguio ; Ilokano: Ciudad ti Baguio)and often referred to as Baguio City, is a highly urbanized city located in the province of Benguet in northern Luzon island of the Philippines. The city has become the center of business and commerce as well as the center of education in the entire Northern Luzon thereby becoming the seat of government of the Cordillera Administrative Region (C.A.R.).